financial net worth

Getting Personal, It’s Your Debt (with a factor of luck) …



So, who owes? According to the Federal Reserve, three quarters of all households carry some debt. The average mortgage debt is $182,421. The highest mortgage debt is held by those between the ages of 45 and 54. The highest student loan debt is held by those under 35 years of age. The average balance for student loans is $50,626. The […]

Millionaire Choices

Getting Personal: It’s Your Future, Credentials Matter…

What are you best suited for as you move forward on your career path? Education is a wide-ranging word. Learning is derived from many places and sources—not only from earning college degrees, but also from technical training programs, apprentice training, certifications, and yes, the books we choose to read. Whatever your chosen field, you must always be receptive to lifelong […]

Millionaire Choices…

Veterans, it’s your earned entitlement!

Without question, those in service of our country should collect benefits that have been earned. In addition to health care, education benefits may be one of the most significant allowances offered to Vets.   Having served our country and ready to enter the workforce a Marine Vet makes a succinct but thoughtful inquiry.  Read on. Dear Drs, I am a […]

Millionaire Choices Getting Personal, New Year, New Business…


Generally, family financial net worth is greater for the self-employed as compared with those working for someone else. Self-employment is, for many, the American dream. Set your own hours, take a vacation, and maybe give yourself a raise—you decide. No time card and no meddling boss. No layoffs to worry about and best of all you keep the profits. Be […]

Getting Personal, ‘tis the Giving Season…



Time, treasure, trust, love, and kindness are gifts no matter how defined.   What do millionaires think about giving?  Our research findings reveal that life satisfaction includes additional giving to those outside of our own families. Beyond providing support to family, we find that satisfied millionaires give more money and time to charity.  Especially with volunteering, satisfied millionaires give three […]