“Feeling gratitude and not expressing it is like wrapping a present and not giving it.” ~ William Arthur Ward, American Author (1921-1994)
Question: As a client of yours, we’ve discussed our family’s financial plan and goals over the years. Understanding and implementing your holistic approach has been helpful. What other life-tips might you offer to align our life goals and financial goals?
Answer: Thank you for the great question, especially right before Mother’s Day. Many of our clients have arrived at the comfortable position of accumulating assets to provide for the way of life they are accustomed to living. Caring for our core is important in the investment arena as it is when we care for core values; both physical and emotional.
I’ve recently revived my fitness program, going back to the tried-and-true core-centric activities with renewed focus on yoga. Wealth accumulation without overall balance and health is a two-legged stool, stability may be improved by adding a few brain fitness techniques.
Take proactive care of your neural pathways to help support a long, healthy retirement.
When you think fit, think brain fitness – focus on strengthening your body and your mind. The idea of losing a step or two worries many of us, especially those who find themselves forgetting things more often than they like. In most cases, occasional lapses can be attributed to stress or multitasking, which can distract your brain, causing you to become unfocused and less productive.
The good news? While there’s a lot we still don’t know about the brain, research has shown that the brain can benefit from activities to boost its strength, flexibility, resilience, and endurance. Proactive measures may improve memory, creativity, attention span, problem-solving and, perhaps best of all, support a long, happy, and healthy retirement.
New territory: Clear more neural pathways by learning a new language, instrument, skill, or hobby. The challenge of the unknown boosts brain resilience, as well as memory retention, coordination, and high-level thinking.
Purposeful mindset: Build endurance and resilience by defining goals for the week or the month. A reason to wake up every morning helps you transition when life changes.
Healthy habits: Promoting a healthy brain through exercise increases blood flow to the brain, reduces stress, stimulates adaptive capabilities, and helps you focus. Aerobic exercise just twice a week could lower your risk of Alzheimer’s by 60%.
Social circles: A meaningful social life, including volunteering, improves executive function and memory. Social interaction means more engagement and lower risk of cognitive impairments.
Restorative sleep: Sleep restores the mind, rebuilds, and repairs neuron pathways, reduces stress, and helps create long-term memories. Learn good sleep habits as well as de-stressing techniques such as deep breathing or spending time with family and friends.
Sleep deprivation impairs quality and accuracy of work (31%), clear thinking or judgment (31%) and memory of important details (30%) according to the Better Sleep Council Study; Neurology, August 25, 2020 from Janus BrainWorks.
Lifelong learning: A lifelong habit of learning and engaging in mentally challenging activities benefits memory as well. Try your hand at physical puzzles, Sudoku, and crosswords; learn new skills, hobbies, or languages; and challenge yourself with brain games such as Luminosity.
Complex thinking: Jobs or activities that involve complex, detailed work carry a lower risk of memory loss than those that are less intellectually demanding.
Positivity: Starting your day with a mental accounting of things to be grateful for contributes to brain health and performance. Reframing events with positive thinking increases adaptability and resilience as well.
Tranquility: Silence digital distractions in favor of a good book, meditation, journaling, or some other relaxing activity to help focus your mind and improve concentration.
Stay focused and plan accordingly.
The opinions expressed are those of the writer as of April 26, 2021 but not necessarily those of Raymond James and Associates, and subject to change at any time. Information contained in this report was received from sources believed to be reliable, but accuracy is not guaranteed. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
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This article provided by Darcie Guerin, CFP®, First Vice President, Investments & Branch Manager of Raymond James & Associates, Inc. Member New York Stock Exchange/SIPC 606 Bald Eagle Dr. Suite 401, Marco Island, FL 34145. She may be reached at (239)389-1041, email firstname.lastname@example.org Website: www.raymondjames.com/Darcie.